Azur Muharemovic

Create and maintain SQL reports to meet business needs and to support project management in quality assurance. Maintain and develop data warehouse and data extraction packages. Filter, organize and clean large volumes of data prior to analysis. Interpret data, analyze results using statistical techniques and provide ongoing reports. Acquire data from primary or secondary data sources and maintain databases/data systems. Identify, analyze, and interpret trends or patterns in complex data sets.

Working on a project for US leading provider of technology, services, data and analytics to the mortgage industry. Developing automated underwriting system for US mortgage market. Developing specific reports that meet business needs. Identifying various components needed to create software units such that it functions in accordance with the specified requirements. Identifying risks for incomplete or inconsistent requirements. Creating business rules, test scenarios and performing unit testing of the rules.

Analyzing banking environment and market trends in order to make financial projections, NPL and exposure analysis, design and development of performance reports, maintaining and enhancing existing reports to meet new business requirements, consulting with departments across the Sberbank BH in order to analyze business requirements that drive development, sales budgeting, organize incentive scales for sales personnel, daily reporting to management of Sberbank BH and to management of Sberbank Europe AG...

Preparation and interpretation of financial reports, preparation of loan applications, representing clients in communication with the banks and advising them on loan terms, calculation and preparation of VAT returns, calculation of payroll, making public procurement applications, registering revenues and expenditures, processing bank statements, registration of the company to the tax authorities, working on several projects with goal to analyzing and develop SME sector.

Providing support to the teaching process, cooperation in research projects… Projects: Report on Competitiveness Bosnia and Herzegovina - 2007/2008 Report on Competitiveness Bosnia and Herzegovina - 2006/2007 International Conference of Economics in Sarajevo 2006

Banking management, central banking, insurance, financial mathematics, actuarial mathematics

Financial management, banking, accounting, mathematics, financial and actuarial mathematics, marketing, strategic management