Ünsal Ayhan

Conducting detailed credit analysis of corporate clients in several industries to manage credit risk through integrating quantitative and qualitative aspects of the credit Ensuring full implementation of credit risk policies of the Bank and involving in risk identification through historical financial analysis; income statement, cash flow and balance sheet projections to identify debt repayment capabilities; undertaking risk rating assignments; conducting stress tests and industry reviews

Preparing detailed financial analysis of corporate companies/groups, doing competitor analysis and market review Responsible for preparing weekly risk assessments for corporate clients and presenting them individually to the credit executive committee Member of team that responsible for implementing Digital Financing Program including S&P credit rating system, SWOT Analysis, industry analysis, consolidated financials of the holding co. to BBVA executive for global BBVA credit committee

Detailed analysis of RBS clients and industries; Analyzed financial statements of clients used in determining credit rating and financial analysis; Assistance in preparing credit write-ups

Developing and collating engineering and management knowledge, Analyzing and understanding management functions in an integrated manner Covers numerical research methods, product management, operations research, marketing management, financial management, and strategic management.

Courses: Economics, Production Management, Statistics, Accounting, Marketing, Finance, Operations Research, Strategic Management, Managerial Decision Making, Integrated System Design Thesis: Developed Discounted Cash Flow(DCF) model resulting in an 80-page paper and formal presentation