Wanli Ma

Lead the Risk Data Science team to develop statistical and machine learning models to support credit underwriting, loss forecasting and fraud detection for all SoFi lending and money products. Drive data science partnership with business leaders across multiple teams

Led the development of the score change overtime simulator that takes the guesswork out of credit score changes and shows members how their credit score would change based on a variety of different future actions or events.

• Led the machine learning initiatives within the CCB Auto modeling team • Responsible for design and prototype the next generation risk/reward framework to underwriting, risk policy, pricing, risk appetite, and portfolio optimization

• Led and grow the USCCB modeling and data teams • Responsible for developing and implementing risk models for loan and deposit portfolios to support risk scoring, fraud detection, AML/KYC scoring, deposit risk, branch risk, loss forecasting, and stress testing (CCAR and Non-CCAR models)

• Built and grow the first in-house Predictive Modeling team within the Business Analytics organization • Responsible for developing marketing and risk statistical models, sales forecasting, customer segmentation, web analytics, experimental design, and campaign optimization solutions to support the company's direct and digital marketing.

Responsible for predictive modeling and developing advanced data analytics capacity to support revenue forecasting and customer life cycle management

• Responsible for design, develop, and implement the [x+1] patented Progressive Optimization Engine (POE™) - a system that uses experimental design, statistical modeling, machine learning and constrained optimization to drive programmatic marketing and multi-channel attribution • Led the marketing analytics and campaign optimization team

Responsible for developing the Telcordia predictive modeling platforms for churn management, revenue assurance, fraud detection, real-time pricing and analytical CRM

Responsible for building data mining capability and corporate CRM initiatives within the BMO global technology organization.

As a member of the scientific staff in departments of Operations Research and Operations Management, I provided full-time teaching and research assistant for both undergraduate and graduate students.

Operations Research

Mechanical engineering